Surrogate Mothers Online Q & A: I am contemplating being a GS Surrogate for a friend who would like to have a child but is unable to carry it on her own. Is there a possibility that my insurance or hers cover any of these costs?

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Surrogate Mothers Online Q & A

Q & A: Insurance Issues

Topics may include finding coverage, finding out if current insurance will cover surrogacy, etc.

6. I am contemplating being a GS Surrogate for a friend who would like to have a child but is unable to carry it on her own. Is there a possibility that my insurance or hers cover any of these costs? - Theresa in GA - Top

Dear Theresa,

I don't think many insurance companies will pay for the transfer of the embryos. I do know some ins. will pay for your pregnancy and delivery. That is something you will need to find out. Generally, if your policy does not have an *exclusion* for surrogacy, than they have to cover the pregnancy.

Good luck,
Sherry - Updated: January 31, 2000
Topics may include finding coverage, finding out if current insurance will cover surrogacy, etc.

6. I am contemplating being a GS Surrogate for a friend who would like to have a child but is unable to carry it on her own. Is there a possibility that my insurance or hers cover any of these costs? - Theresa in GA - Top: Dear Theresa,

I don't think many insurance companies will pay for the transfer of the embryos. I do know some ins. will pay for your pregnancy and delivery. That is something you will need to find out. Generally, if your policy does not have an *exclusion* for surrogacy, than they have to cover the pregnancy.

Good luck,
Sherry - Updated: January 31, 2000

Unless stated otherwise, all responses in the SMO Q&A are courtesy of one or more of the following hosts:

Sherry - Experienced gestational surrogate currently working on her 2nd surrogacy arrangement

Linda - New Mommy to twins born via gestational surrogacy and egg donation

Jennifer S. - Experienced AI surrogate

Lynn - New Mommy to a daughter born via traditional surrogacy

Tracie - 5 time egg donor (triplets, 2 sets of twins and 2 singletons) and 3 time surrogate (2-AI, 1-IVF).

Lisa - Experienced egg donor and previous gestational surrogate currently working on her 2nd surrogacy arrangement (Lisa was our former ED host, prior to July 1999.)
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